What the sidewall is actually telling you
Load index, speed symbol, tread-wear indicators, the four-digit date code, M+S and the alpine mark — each defined by the instrument that created it, and then used to read your own tyre.
A tyre is a document that almost nobody reads. Every fact a regulator wants a driver to have is moulded into the sidewall, in a code with no glossary beside it, and the one figure that matters most is not on the tyre anywhere.
The words on the sidewall, as the instruments define them
Load-capacity index. UN Regulation No. 30 defines it as a number associated to the reference mass a tyre can carry when operated in conformity with requirements governing utilization specified by the manufacturer.
Speed category symbol. The same regulation defines the speed category as the maximum speed which the tyre can sustain, expressed by a speed category symbol. The letter is a ceiling, not a compliment.
Tread-wear indicators. Defined in Regulation No. 30 as the projections within the tread grooves designed to give a visual indication of the degree of wear of the tread. Spain’s traffic authority describes the same object from the driver’s side: a raised block sitting on the base of the channels of the tread.
M+S, and the alpine symbol. Regulation No. 30 defines a snow tyre as one whose tread pattern and whose structure are primarily designed to ensure in mud and fresh or melting snow a performance better than that of an ordinary road-type tyre, and requires the inscription M+S, M.S or M&S. The alpine symbol is a different kind of claim: the European labelling regulation admits it only for a tyre that satisfies the minimum snow grip index values set out in UN Regulation No. 117, and keeps a separate ice grip pictogram for tyres meeting ISO 19447. Design intent and a passed test are not the same mark, and they sit millimetres apart on the same sidewall.
The date of manufacture. Regulation No. 30 requires it as a group of four digits, the first two showing the week and the last two the year. The United States rule governs the whole string: a tyre identification number of thirteen symbols, closing with a date code of four numerical symbols identifying the week and the year. A manufacturer’s handbook supplies the worked example — a code ending 1626 is a tyre made in the sixteenth week of 2026.
The pressure figure. The number moulded into the sidewall is, in the manufacturer’s own words, the greatest amount of air pressure that should be put in the tyre. It is the tyre’s ceiling, not your car’s figure, and inflating to it is a misreading rather than a precaution.
Where the pressure actually lives
In the United States, federal standard 110 requires a placard headed Tire and Loading Information, permanently affixed to the driver’s side B-pillar, showing the recommended cold inflation pressure for the front, rear and spare tyres, the original tyre sizes, and a vehicle capacity weight: the combined weight of occupants and cargo should never exceed the stated figure. Spain’s DGT lists the same figure’s usual hiding places — the glovebox, the inside of the fuel flap, the handbook, the inside of the door — and says to check monthly, with a calibrated gauge, cold.
Two ceilings, then, belonging to different objects: the load index caps what one tyre may carry, the capacity weight what the car may carry in occupants and cargo together. A car loaded to the second is a different car to inflate, and the figure for that condition is in the handbook the placard refers you to.
Tread depth: the groove, the band and the country
British law states the requirement as a geometry, not a number: the grooves of the tread pattern must be at least 1.6 mm deep throughout a continuous band comprising the central three-quarters of the breadth of tread and round the entire outer circumference of the tyre. Both halves do work: a tyre worn on one shoulder can hold 1.6 mm in the middle and still be legal, and a tyre that is legal in front of you and bald behind you is not. For vehicles outside the car and light-goods classes the same regulation drops to 1 mm. The inspection manual adds the word the law leaves implicit — the depth is read in the primary grooves.
The United States has no single passenger-car figure; the minimum is set by each state. California’s is worth quoting because it does not match the number people repeat: one thirty-second of an inch tread depth in any two adjacent grooves at any location, rising to four thirty-seconds on the steering axle of a commercial vehicle. It also legislates where not to measure: at tie bars, humps or fillets. Two adjacent grooves at any location is a different test from a continuous band, and a tyre can pass one and fail the other.
The British inspection manual fails a tyre for reasons unrelated to depth — a cut over 25 mm or ten per cent of the section width, a lump, bulge or tear caused by separation of the structure, any ply or cord exposed — and for a load capacity or speed rating below what the vehicle requires. Fitting a cheaper tyre with a lower index is a defect, not a saving.
Age, and the one date the road will never give you
Nothing in a drive reports the age of the rubber. Only the four digits do.
Britain has turned that reading into a rule for part of the fleet only. A tyre is unsuitable for use if the week of manufacture marked on its sidewall in accordance with ECE Regulation 30 or 54 falls more than ten years before the date on which the vehicle is used on the road — on the front axles of buses, on single wheels on any axle of a minibus, and on the front axles of goods vehicles over 3,500 kg. An illegible date marking is itself a defect under the same rule, and vehicles of historical interest used for non-commercial purposes are exempted.
There is no equivalent age rule for an ordinary car in that instrument or in the others read here. The regulators that have legislated on tyre age did it for heavy vehicles and for the axle that steers them, which is narrower than the advice that circulates and is what we can source.
Mixing, and the question we cannot answer
Regulation 26 is unusually literal. Pneumatic tyres of different types of structure shall not be fitted to the same axle. A two-axle vehicle may not carry a diagonal-ply or bias-belted tyre on its rear axle if a radial-ply tyre is fitted on its front axle. Tyres on the steerable axles, and on the driven axles, must all be of the same type of structure. A temporary-use spare is exempt from all of it, unless the car is driven above 50 mph. The inspection manual treats different sizes on one axle and different structure on one axle as major defects, while stating plainly that run-flat and conventional tyres can be mixed on the same axle although this is not recommended.
Every one of those rules is about construction. None is about tread depth, and none says which axle a newer pair belongs on. That question is answered with great confidence all over the internet, and we did not find a primary instrument answering it. What exists for your car is the instruction in its own handbook.
Run-flats, the spare and the bottle
A run-flat is defined by what it must survive. Regulation No. 64 defines one as a tyre provided with technical solutions allowing it to supply the vehicle with basic tyre functions at least at a speed of 80 km/h and a distance of 80 km when operating in flat tyre running mode. Those figures are a floor for type approval, so the number for your car is whatever its own handbook says. And basic tyre functions for 80 km is a definition of getting home, not of continuing.
The temporary spare carries its own limit on its face: the same regulation requires an 80 km/h maximum speed warning symbol permanently displayed on the outer face of the wheel.
The sealant bottle is the least understood, and the instruction here is a manufacturer’s rather than a regulator’s. Kia’s handbook says the kit seals most punctures caused by nails or similar objects, that larger punctures or sidewall damage cannot be sealed completely, and that only areas within the tread region can be sealed. After use it sets a maximum speed of 80 km/h and a distance of up to 200 km, tells the owner to have the tyre repaired or replaced as soon as possible, and warns against sealant used past the expiry date on the container. A bottle that has sat in the boot since the car was new may already be useless.
For a fleet, the vocabulary becomes a specification
A company buying tyres is choosing a load index and a speed symbol, and those two figures make a purchase order checkable against the vehicle. A company fitting them is recording a four-digit date code, which is the only way an age policy can be audited or a supplier’s older stock made visible. Most fleet inspection sheets are written in the language of the tyre shop; they should be written in this one.
What we cannot tell you
We cannot tell you the correct pressure for your car, because it is specified per vehicle and per load. We cannot give you a tread-depth figure for the United States, because that minimum belongs to each state and only California’s was read here. Nor can we tell you how an insurer will treat a worn tyre after a crash. A disagreement about whether tyre condition was properly weighed is a complaint about how the claim was handled, and the supervisor named in the data below is the body that takes it.
Your own tyre, in these words
Find the four digits and work out how old the rubber is before anything else, because no journey will tell you. Check the load index and the speed symbol against the placard on the door pillar rather than against what was fitted last time, and take the pressure off that placard or the handbook, never off the sidewall, with a gauge, cold. Look for the tread-wear indicators in the primary grooves, and at the shoulders as well as the centre, because the rule is a band and not a spot. Then ask a construction question about the other three rather than a wear question: same structure on the axle, same sizes, and if one is a temporary spare, the speed on its face is the speed for the whole car.
None of that is a service. It is a reading, and it takes about as long as filling the washer bottle.
Rules in your jurisdiction
Deadlines, fault rules and minimum coverage differ by state and country. Pick yours to see the rules that apply to this topic.
Select a jurisdiction to see its rules.
| Regulator | Alabama Department of Insurance |
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Verified as ofSeptember 15, 2026 · Car insurance claims in Alabama →
| Regulator | Alaska Division of Insurance, Department of Commerce, Community, and Economic Development |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Alaska →
| Regulator | Government of Alberta — automobile insurance |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Alberta →
| Regulator | Superintendencia de Seguros de la Nación (SSN) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Argentina →
| Regulator | Arizona Department of Insurance and Financial Institutions (DIFI) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Arizona →
| Regulator | BC Financial Services Authority (BCFSA) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in British Columbia →
| Regulator | California Department of Insurance |
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Verified as ofSeptember 10, 2026 · Car insurance claims in California →
| Regulator | Comisión para el Mercado Financiero (CMF) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Chile →
| Regulator | Superintendencia Financiera de Colombia |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Colombia →
| Regulator | Colorado Division of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Colorado →
| Regulator | Connecticut Insurance Department |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Connecticut →
| Regulator | Delaware Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Delaware →
| Regulator | District of Columbia Department of Insurance, Securities and Banking |
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Verified as ofSeptember 15, 2026 · Car insurance claims in District of Columbia →
| Regulator | Superintendencia de Seguros de la República Dominicana |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Dominican Republic →
| Regulator | Financial Conduct Authority (conduct) · Financial Ombudsman Service (complaints) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in England and Wales →
| Regulator | Florida Office of Insurance Regulation (regulation) · Department of Financial Services, Division of Consumer Services (complaints) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Florida →
| Regulator | Hawaii Insurance Division, Department of Commerce and Consumer Affairs |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Hawaii →
| Regulator | Idaho Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Idaho →
| Regulator | Illinois Department of Insurance |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Illinois →
| Regulator | Indiana Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Indiana →
| Regulator | Iowa Insurance Division |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Iowa →
| Regulator | Kansas Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Kansas →
| Regulator | Kentucky Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Kentucky →
| Regulator | Louisiana Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Louisiana →
| Regulator | Maine Bureau of Insurance, Department of Professional and Financial Regulation |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Maine →
| Regulator | Manitoba Public Insurance (MPI) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Manitoba →
| Regulator | Maryland Insurance Administration |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Maryland →
| Regulator | Massachusetts Division of Insurance |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Massachusetts →
| Regulator | CONDUSEF — Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Mexico →
| Regulator | Michigan Department of Insurance and Financial Services (DIFS) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Michigan →
| Regulator | Minnesota Department of Commerce |
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Verified as ofSeptember 15, 2026 · Car insurance claims in Minnesota →
| Regulator | Missouri Department of Commerce and Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Missouri →
| Regulator | Montana Commissioner of Securities and Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Montana →
| Regulator | Nebraska Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Nebraska →
| Regulator | Nevada Division of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Nevada →
| Regulator | New Brunswick Financial and Consumer Services Commission |
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Verified as ofSeptember 11, 2026 · Car insurance claims in New Brunswick →
| Regulator | New Jersey Department of Banking and Insurance |
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Verified as ofSeptember 15, 2026 · Car insurance claims in New Jersey →
| Regulator | New Mexico Office of Superintendent of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in New Mexico →
| Regulator | New York State Department of Financial Services |
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Verified as ofSeptember 10, 2026 · Car insurance claims in New York →
| Regulator | Office of the Superintendent of Insurance, Digital Government and Service NL |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Newfoundland and Labrador →
| Regulator | North Carolina Department of Insurance |
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Verified as ofSeptember 15, 2026 · Car insurance claims in North Carolina →
| Regulator | North Dakota Insurance Department |
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Verified as ofSeptember 11, 2026 · Car insurance claims in North Dakota →
| Regulator | Financial Conduct Authority (conduct) · Financial Ombudsman Service (complaints) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Northern Ireland →
| Regulator | Nova Scotia Superintendent of Insurance (Department of Finance and Treasury Board) |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Nova Scotia →
| Regulator | Oklahoma Insurance Department |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Oklahoma →
| Regulator | Financial Services Regulatory Authority of Ontario (FSRA) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Ontario →
| Regulator | Oregon Division of Financial Regulation |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Oregon →
| Regulator | Pennsylvania Insurance Department |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Pennsylvania →
| Regulator | Superintendencia de Banca, Seguros y AFP (SBS) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Peru →
| Regulator | Autorité des marchés financiers (AMF) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Quebec →
| Regulator | Rhode Island Department of Business Regulation, Insurance Division |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Rhode Island →
| Regulator | Saskatchewan Government Insurance (SGI) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Saskatchewan →
| Regulator | Financial Conduct Authority (conduct) · Financial Ombudsman Service (complaints) |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Scotland →
| Regulator | South Carolina Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in South Carolina →
| Regulator | South Dakota Division of Insurance, Department of Labor and Regulation |
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Verified as ofSeptember 11, 2026 · Car insurance claims in South Dakota →
| Regulator | Dirección General de Seguros y Fondos de Pensiones |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Spain →
| Regulator | Texas Department of Insurance |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Texas →
| Regulator | Utah Insurance Department |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Utah →
| Regulator | Vermont Department of Financial Regulation, Insurance Division |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Vermont →
| Regulator | Washington State Office of the Insurance Commissioner |
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Verified as ofSeptember 10, 2026 · Car insurance claims in Washington →
| Regulator | West Virginia Offices of the Insurance Commissioner |
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Verified as ofSeptember 11, 2026 · Car insurance claims in West Virginia →
| Regulator | Office of the Commissioner of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Wisconsin →
| Regulator | Wyoming Department of Insurance |
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Verified as ofSeptember 11, 2026 · Car insurance claims in Wyoming →
Frequently asked questions
Should I inflate to the pressure written on the tyre?
No. The figure moulded into the sidewall is described by the manufacturer's own handbook as the greatest amount of air pressure that should be put in the tyre — a ceiling for that tyre, not a recommendation for your car. The figure for your car is specified separately. In the United States, federal standard 110 requires a placard headed Tire and Loading Information, permanently affixed to the driver's side B-pillar, carrying the recommended cold inflation pressure for the front, rear and spare tyres. Spain's DGT lists the places the same figure is usually printed: the glovebox, the inside of the fuel flap, the handbook, or the inside of the door.
What does the four-digit number in the DOT code mean?
It is the week and the year the tyre was made. The United States federal rule requires a tyre identification number of thirteen symbols whose final group of four numerical symbols identifies the week and year of manufacture — the first two the week of the year, the third and fourth the last two digits of the year. UN Regulation No. 30, which governs the same marking in Europe, requires the date of manufacture in the form of a group of four digits, the first two showing the week and the last two the year. A manufacturer's handbook gives the worked example: a code ending 1626 is a tyre produced in the sixteenth week of 2026.
Can I put two new tyres on one axle and leave the old ones on the other?
The instruments are narrower than the advice you will be given. British law prohibits fitting tyres of different types of structure to the same axle, and prohibits a diagonal-ply or bias-belted tyre on the rear axle when a radial is on the front. The MOT inspection manual treats tyres of different sizes, or of different structure, on the same axle as a major defect. None of that speaks to tread depth, and we did not find a primary instrument that tells you which axle the better pair belongs on. The instruction that does exist for your specific car is in its handbook.
This guide explains how car insurance claims generally work. It is not legal advice, does not create a lawyer–client relationship, and is not a statement of any insurer's or regulator's position. Rules change and differ by jurisdiction; check the cited instrument and, where money or injury is at stake, consult a licensed professional in your jurisdiction.